John Hancock HIV+ Program Details

  John Hancock’s HIV+ program is different from most of the rest of the market in two very important ways: First, term insurance is in play! Second, and perhaps more important, is that these clients can also participate in t ...

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Bring on the Large Case: Protective Expands Retention, Jumbo Limit & Single Pay Limit

As a result of their Underwriting Team and the financial strength of Dai-Ichi Life, Protective Life has greatly enhanced their ability to compete for the large case. Retention, Jumbo Limits, Auto-Bind limits and single pay limits ha ...

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Case Success: Companion Life Chronic Illness Rider Saves LTC Decline

Companion’s Chronic Illness Rider, available at ALL underwriting classes, is a natural fit for clients who can’t qualify for traditional Long-Term Care insurance coverage based on a few dings and dents in their health history. In t ...

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John Hancock Announces Program for HIV+ Clients

John Hancock has announced a new program for HIV+ clients. An outline of the initial program parameters can be found below, but one thing is clear: Like other programs of this nature, clients will need to be extremely healthy outside o ...

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