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John Hancock Launches New eApplication and Digital Part II

There was some big news released by John Hancock: The launch of their new eApp platform. This opens up a completely digital process, instant decision capability and shorter underwriting times even if traditional underwriting requiremen ...

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Premium Change for the Survivorship Plus Select IUL Extended No-Lapse Guarantee (ENLG) Rider

Survivorship Plus Select IUL (SPSIUL) ENLG rider premiums were increased by 24% in all states where the product and rider are available for sale. This change will apply immediately to all new business cases submitted.  This change is ...

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Did you know Nationwide can convert term policies written with other carriers?

With all of the changes going on in the product landscape, especially in New York, it may be a great time to take advantage of our Term + Perm program. For clients who’d like guaranteed products or the ability to a add living benefit ...

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Legal & General COVID-19 Underwriting Guidelines have been Removed

Good news from the team at Legal & General: They have returned to their Pre-COVID underwriting guidelines. At the same time, they have reiterated their approach to proposed insureds with a COVID diagnosis as well as providing guida ...

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